Introduction How to create a budget you can stick to starts with understanding where your money is going. Money comes in, money goes out, and often, we’re left wondering where it all went. For many people, the problem isn’t how much they earn but how well they manage it. That’s where budgeting comes in. A good budget isn’t about restriction or deprivation; it’s about having a clear plan that tells your money where to go instead of leaving you guessing at the end of every month. The real...